Compete with friends or go public — fully customizable rules and sports.
Real sportsbook lines, consistent across every member of every league.
Full standings, pick history, and trends for every member.
Covers Only is a free, skill-based platform. It is not gambling.
Covers Only does not accept entry fees, wagers, or payments of any kind to participate in a league. Covers Only does not award cash, cash equivalents, or prizes of monetary value. No money changes hands on this platform, at any point, for any reason. Leagues, standings, fake budget and W-L-P records exist solely for entertainment, bragging rights, and friendly competition among invited members or public participants.
Because no entry fee is charged and no prize of value is awarded, Covers Only does not meet the legal definition of gambling in any U.S. jurisdiction, which generally requires (1) consideration paid to enter, (2) a prize of value, and (3) an outcome determined predominantly by chance. Covers Only is missing the first two elements entirely.
Odds, spreads, and lines displayed on Covers Only are sourced from third-party sportsbook data providers for reference and grading purposes only. Covers Only is not a sportsbook, does not accept bets, and does not facilitate wagering between users. If you are looking to place real-money wagers, Covers Only is not the platform for that, and you should use a licensed, regulated sportsbook in your jurisdiction instead.
By creating an account or otherwise using Covers Only ("the Platform," "we," "us"), you agree to these Terms of Use. If you do not agree, do not use the Platform.
You must be at least 18 years old to create an account. By registering, you represent that you meet this age requirement and that all information you provide is accurate.
Covers Only is a free, skill-based sports platform. See the Skill-Based Disclaimer above, which is incorporated into these Terms in full. Users will not be charged to join a league, and Covers Only will never distribute cash or cash-equivalent prizes. Any attempt by a user to run a real-money pool, side bet, or wager using Covers Only leagues, standings, or data is a violation of these Terms and grounds for immediate account termination.
You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately at [email protected] if you suspect unauthorized access.
Users who create a league ("Commissioners") are responsible for setting league rules within the bounds these Terms allow (sports, bet types, picks per week, dates, member limits) and for managing their league's membership. Commissioners may not use league settings, invite mechanisms, or communications to solicit money, run side wagers, or violate any part of these Terms. Covers Only may remove a Commissioner or dissolve a league that violates these Terms.
You agree not to:
Odds, lines, and scores displayed on the Platform are provided by third-party data sources (currently The Odds API and Ball Don't Lie) and are provided "as is." Covers Only does not guarantee the accuracy, completeness, or timeliness of this data and is not liable for grading disputes arising from third-party data errors. Commissioners retain the ability to manually correct grading in their leagues.
The Platform, including its design, code, and branding, is the property of Covers Only LLC and may not be copied or redistributed without permission.
The Platform is provided "as is" without warranties of any kind. Covers Only is not liable for any indirect, incidental, or consequential damages arising from use of the Platform, including disputes between league members, inaccurate grading, or service interruptions.
We may suspend or terminate any account that violates these Terms, including any attempt to use the Platform for real-money gambling.
We may update these Terms from time to time. Continued use of the Platform after changes constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of Pennsylvania, without regard to conflict-of-law principles.
Questions about these Terms: [email protected]
Covers Only does not collect payment information, financial account details, or government-issued ID, because the Platform never charges money or pays out prizes.
We do not sell your personal information to third parties.
We use the following third-party services, each of which processes limited data on our behalf:
We retain account and league data for as long as your account is active. Archived leagues retain historical picks and standings. You may request account deletion at any time by contacting [email protected].
Covers Only is not directed at children under 18, and we do not knowingly collect information from children under 18.
Depending on your location, you may have rights to access, correct, or delete your personal information. Contact [email protected] to make a request.
We use industry-standard measures (password hashing, HTTPS, access controls) to protect your data, but no system is 100% secure.
We may update this Privacy Policy from time to time. Material changes will be communicated via email or in-app notice.